Holistic Financial Planning

Holistic Financial Planning

Holistic Financial Planning

At Marmo Financial Group, LLC., our primary objective is to provide you with a comprehensive roadmap that takes all aspects of your financial situation and consolidates them into one centralized, integrated plan.

We work with our clients to develop plans that are built on solid foundations, paving the way towards long-term success.

Comprehensive Financial Plan

Comprehensive Financial Plan

We understand that the need for individualized retirement planning advice is paramount to a secure retirement. We work with our clients to develop retirement plans that are built on the following foundations:

  • Risk Management
  • Tax Planning
  • Income Planning
  • Estate Planning
  • Goal Planning

Furthermore, we recognize that the key to successful retirement planning is the result of a structured planning process:

  • Plan Data Gathering
  • Goal & Objective Development
  • Plan Design
  • Plan Implementation
  • Plan Monitoring
Comprehensive Financial Plan

MFG seeks to use our structured approach to address some of the more common questions that our clients face while going into retirement, such as:

  1. Will we outlive our retirement savings?
  2. How do we manage and pay for health care?
  3. When should we elect to take Social Security?
  4. What are the tax implications of working while drawing Social Security?
  5. How do we maximize and plan for the distribution of our estate?
  6. What is the impact of inflation on our monthly income needs?

At the end of the day, MFG seeks to Improve Our Clients' PositionsTM. That is, we strive to make improvements in our clients' financial lives.

Financial Goal Planning

Financial Goal Planning

  • Financial goal analysis & recommendations
  • Major purchase planning
  • One-time goals
  • Recurring goals
  • Education planning & 529 management
Retirement Planning

Retirement Planning

  • Portfolio withdrawal strategies
  • Social Security analysis
  • Employee benefits & pension plan analysis
Investment Management

Investment Management

  • Assesment of investment goals, time frame, & risk tolerance
  • Portfolio design and allocation recommendations
  • Continuous portfolio monitoring, rebalancing, & maintenance
  • In-house trading team
Risk Management

Risk Management

  • Insurance audit - analysis of life, disability, long-term care, & annuity contracts
  • Risk/needs analysis, objective product recommendations, implemention assistance or guidance for insurance & annuities
Tax Management*

Tax Management*

  • Identification of tax efficiencies & deficiencies
  • Collaboration with your tax professional
  • Roth conversion strategies
  • Tax-loss harvesting
  • Charitable giving strategies
  • Tax-efficient asset location
Estate Planning*

Estate Planning*

  • Strategies to minimize estate taxes
  • Estate administration
  • Collaboration with CPA, estate attorney, and other involved professionals.
Debt Planning

Debt Planning

  • Debt analysis
  • Debt restructure recommendations
  • Debt payoff scenarios
Additional Benefits

Additional Benefits

  • Virtual & in-person education events
  • Regular market insight commentary
  • Family succession planning
  • Client social events
  • Secure online document vault
  • MFG client portal and iPhone/Android app

*Marmo Financial Group, LLC does not give tax or legal advice. We have a network of professional relationships and can help match you with a tax or legal professional.

For more information about our financial planning process, or to start your financial plan today, send us a quick note below or call the office.

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