Our 401(k) Investment Philosophy

Our investment philosophy, captured in the following statements, underlies all we do:

  • Virtually all long-term performance is explained by strategic asset allocation and prudent risk management.
  • Prudent Security selection is a matter of constructing portfolios that provide strategic diversification, management of risk, with a keen focus on cost of investment.
  • Exceptional service is the result of a dynamic process that includes periodically measuring results in a straightforward and understandable way.
  • A well drafted Investment Policy Statement (IPS) provides for the retirement plans objectives and intentions. The IPS is the blueprint for measuring performance criteria.

Selection of no-load mutual funds Fiduciary Consulting Services to Plan Sponsors Oversight of Optimal Plan Design

MFG's Three Foundations of Retirement Plan Effectiveness:

Three Foundations of Retirement